RFTS1 Documents

A copy of the scheme document which contains the terms of the proposed RFTS in full, including the terms on which the relevant businesses will be transferred from the Royal Bank of Scotland plc (“RBS”) to National Westminster Bank Plc (“NatWest”) and Adam & Company PLC (“Adam”) accordingly.

The scheme document (PDF 461KB)

A summary of the key terms of the above scheme document.

Summary of the principal terms of scheme (PDF 105KB)

A copy of an independent report dated 17 November 2017 prepared by Deloitte in order to assist the court and regulators (the PRA and the FCA) in their consideration of the RFTS.

Please read this disclaimer: The Skilled Person and Deloitte have excluded liability to avoid having potential liability to an unlimited number of people. Without this exclusion, neither the Skilled Person nor Deloitte would be able to do this work. If any readers are concerned with the content of the Scheme Report or any part of the Skilled Person’s analysis they should take advice and raise the matter with the Court of Session. If any reader considers that they may be adversely affected by the Scheme they are able to lodge formal written objections with the Court of Session, or object informally in writing. Advice on how to do this can be found here.

By clicking on the link to download any of these documents you acknowledge that you have read and understood this exclusion of liability.

The Skilled Person's report (PDF 1.1MB)

A summary of the above Skilled Person’s report, including the overview of the RFTS and its potential effect on the relevant customers.

Please read this disclaimer: The Skilled Person and Deloitte have excluded liability to avoid having potential liability to an unlimited number of people. Without this exclusion, neither the Skilled Person nor Deloitte would be able to do this work. If any readers are concerned with the content of the Scheme Report or any part of the Skilled Person’s analysis they should take advice and raise the matter with the Court of Session. If any reader considers that they may be adversely affected by the Scheme they are able to lodge formal written objections with the Court of Session, or object informally in writing. Advice on how to do this can be found here.

By clicking on the link to download any of these documents you acknowledge that you have read and understood this exclusion of liability.

The summary of the Skilled Person's Report (PDF 630KB)

A copy of an undertaking from RBS, Adam and NatWest to the affected customers in respect of the compensation under the Financial Services Compensation Scheme and their right to withdraw the affected deposits in certain circumstances.

The Withdrawal Undertaking (PDF 52KB)

A copy of the petition from RBS, Adam and NatWest filed to the court in support of the RFTS.

The Petition (PDF 533KB)

A copy of the legal notices in respect to the RFTS, to be published in the relevant newspapers.

The Legal Notices (PDF 287KB)

A booklet explaining amongst other things, what is happening in respect of the RFTS, how this impacts the customers transferring to Adam and the ways to make your views known to the court.

Notification of the RF Transfer Scheme booklet (PDF 372KB)

The Order (PDF 491KB)