Overlay

Our businesses

Retail Banking

Through the NatWest, Royal Bank of Scotland and Ulster Bank NI brands we provide a comprehensive range of banking products and related financial services including current accounts, mortgages, personal unsecured lending and personal deposits.

Key 2024 numbers

Total income

£5,650m

2023: £5,931m

Information Message

Net loans to customers

£208.4bn

2023: £205.2bn

Information Message

Operating profit

£2,431m

2023: £2,638m

Information Message

Customer deposits

£194.8bn

2023: £188.0bn

Information Message

Return on equity

19.9%

2023: 23.8%

Information Message

Risk-weighted assets

£65.5bn

2023: £61.6bn

Information Message

Find out more about our Retail Banking business on page 20 of our Annual Report 

Private Banking

We serve the banking, lending and wealth management needs of UK-connected high-net-worth individuals and their interests. Our Investment Centre of Excellence delivers investment requirements of customers across NatWest Group.

Key 2024 numbers

Total income

£969m

2023: £990m

Information Message

Net loans to customers

£18.2bn

2023: £18.5bn

Information Message

Operating profit

£264m

2023: £291m

Information Message

Customer deposits

£42.4bn

2023: £37.7bn

Information Message

Return on equity

14.2%

2023: 14.8%

Information Message

Risk-weighted assets

£11.0bn

2023: £11.2bn

Information Message

Find out more about our Private Banking business on page 22 of our Annual Report 

Commercial & Institutional

Through specialist sector knowledge and capabilities, we deliver comprehensive products and solutions for businesses ranging from start-ups to corporates and large institutions.

Key 2024 numbers

Total income

£7,957m

2023: £7,421m

Information Message

Net loans to customers

£141.9bn

2023: £131.9bn

Information Message

Operating profit

£3,585m

2023: £3,236m

Information Message

Customer deposits

£194.1bn

2023: £193.4bn

Information Message

Return on equity

17.2%

2023: 15.4%

Information Message

Risk-weighted assets

£104.7bn

2023: £107.4bn

Information Message

Find out more about our Commercial & Institutional business on page 24 of our Annual Report

Information Message

Information Message

Information Message

Information Message

Information Message

Information Message

Information Message