The detailed local lending data, which forms part of a joint data reporting exercise with UK Finance and other major UK banks, gives a snapshot of lending balances in approximately 120 postcode areas across Great Britain and around 11,000 postcode sectors. Lending data is published semi-annually covering three separate areas: small and medium sized enterprises (SMEs), residential mortgages and unsecured personal loans.
This joint data reporting exercise is intended to provide greater transparency and help deliver a detailed picture of the borrowing landscape across the country. Our drive for transparency is balanced with ensuring our customers’ confidentiality. Therefore, along with other banks, we have withheld postcode sector data which would risk disclosure of any individual customer’s borrowing.
Downloads
The Excel files below provide detailed postcode area and postcode sector by each of the lending streams for NatWest and RBS. The Excel files also provide an explanation of what the data represents and how to interpret it.